This fiscal year has brought for the foreclosure of today in Spain a series of situations in which people with debit capability in this area, have had several opportunities bring for wide range of trade associations to increase their loans for use of this guarantee.

The advent, for many people so suddenly, of the economic crisis forced especially to the banks and to the sate forms in control of the GDP to create new solutions based on sustainable mortgages. Thus arose in January, after all expenses for the holiday season, were put methods of repayment where the houses could make a commitment to low interest rates, a situation which put their grain of sand the incredible down of Euribor.

Mortgage loans were well in the wave of popularity and could not even imagine a long time ago (talking about a decade or so) with the apparent enhancement caused by the incorporation of Spain to the European Union. Even, did its massive appearance many websites explaining the law and reverse of many opportunities offered in terms of mortgage, not only from large financial corporations, but also independent entities dedicated to the spread of saving methods. In this manner passed the first three months of the year talking about the mortgage market in Spain, filled with solid proposals full of variables that allowing immediate livelihood of the debts with interest really almost laughable.

But April began, and immediately Euribor and generally interest rates overall market began to rise, not by an economic upturn in itself, but due to the incorporation of the banks of micro credit schemes, which began again become in fame against to the mortgage issues. Suddenly, it was no longer necessary to pay a large mortgage as a method of transaction, but simply to ask to some institutions a upport based on customer's credit history. Sure, as long as its obligations to the mortgage system were healed; and so has passed the rest of the year, with a more speculative mortgage landscape, in which their former clients believe yet.